• Background Checks: Comprehensive research into an individual's history to verify information and uncover potential risks. 
• Criminal Record Checks: To identify prior convictions or pending cases. 
• Employment History Verification: To confirm resumes and references. 
• Education Verification: To validate academic records and certificates. 
• Staff Vetting and Truth Verification: To identify and knowing exactly who you bring into your business or organization.
• Credit Checks (with consent): For financial roles or property rentals. 
• Identity and Document Verification:
• ID Verification: To confirm a person's identity. 
• Qualification Checks: To verify academic and professional qualifications. 
• BEE Certificate Verification: To check a company's Broad-Based Black Economic Empowerment certificate. 
• Public and Commercial Records Searches:
• RICA Searches: Searches related to the Regulation of Interception of Communications and Provision of Communication-Related Information Act. 
• Vehicle Registration Reports: To verify information about a vehicle. 
• SARS VAT Verification: To confirm VAT details with the South African Revenue Service. 
• Civil Litigation Records: To uncover past lawsuits or legal actions. 
• CCMA Records: To search for records from the Commission for Conciliation, Mediation and Arbitration. 
• Financial and Asset Verification:
• Income Verification: To confirm an individual's income. 
• Debtor Tracing: To locate individuals who owe money. 

• Risk Mitigation: 
Helps avoid fraud and risky hires by uncovering false information or criminal history. 
• Informed Decision-Making: 
Provides verified information to make better decisions in hiring, business, and personal relationships. 
• Ensuring Workplace Safety: 
Helps protect businesses from fraud and potential risks. 
• Confidentiality: 
Services are conducted with professionalism and discretion to protect clients. 

A private investigator can conduct a global bank account existence check by using open-source intelligence (OSINT), public record searches, and by hiring a forensic accountant to trace assets internationally. The process involves gathering information about the subject, like their name, addresses, and known business associations, to look for evidence of accounts and assets, but direct access to bank records is only possible with the subject's permission or a court order. 

Methods Private Investigators Use:

• Open-Source Intelligence (OSINT): 
Investigators can use publicly available information, such as professional profiles, news articles, and social media, to find clues about a subject's assets or financial activities. 
• Public Record Searches: 
They may search for public records, including business registries, court documents, and property records, which can provide details about a person's financial involvement and potential bank accounts. 
• Forensic Accounting: 
For more complex cases, a forensic accountant can analyze financial data, trace funds, and help identify hidden assets by examining various financial records and statements. 
• International Regulations and Reporting Laws: 
Investigators can utilize international reporting laws and regulations that require banks and financial institutions to report certain offshore accounts, potentially revealing their existence. 

Limitations and Ethical Considerations:

• Subject's Permission is Key: 
The most significant limitation is that a private investigator cannot legally access bank records directly without the consent of the individual who owns the account. 
• Court Orders for Access: 
In legal situations, such as divorce cases or fraud investigations, a court order may be obtained to force the disclosure of financial records, which a private investigator can then leverage. 
• International Variations: 
The methods and legal frameworks for accessing financial information vary significantly across countries, making international checks more complex. 

When This Service is Used:

• Asset Recovery: In legal disputes, like divorce or debt collection, where one party is suspected of hiding assets. 
• Fraud Investigations: To uncover financial misconduct or illicit financial activities. 
• Due Diligence: To assess the financial standing of a person or business before a major transaction.